Equity Factor, your trusted cashflow partner

Managing the cash flow of any business can be stressful. For this reason, businesses entrust Equity Factor to deliver their cash flow solutions. You will receive same-day payments to the full value of your invoices (less an agreed Debtor Finance Fee), allowing you to put your cash to immediate and more efficient use.

We manage the collection of your invoices, saving you the time and effort involved in chasing debtors.

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Trusted, Flexible And Transparent Service Since 2007.

Only pay as you use

Funds in 4 hours

No lock-in contracts

Services we provide

Debt Factoring

Unlock cash flow from your accounts receivable.

Invoice Finance

Get immediate cash flow from your unpaid invoices.

Invoice Discounting

Cover the gap of slow payments.

Debtor Financing

Convert your sales invoices into cash.

Cash Flow Financing

Flexible working capital finance.

Our Friendly Team Are Here To Help

Our team is passionate about helping clients achieve their financial goals and have the expertise to provide comprehensive solutions. Call us today to see how we can help.

From our clients

We have earned the trust and satisfaction from from our valued clients by providing reliable, high-quality service for 20 years. See what they're saying.

Factoring with Equity Factor has transformed our cash flow. We now receive payment on our invoices the same day, which has allowed us to operate smoothly and take advantage of supplier discounts we previously couldn’t access. Having the ability to pay suppliers early has become a real financial bonus for our business. Equity Factor is reliable, efficient, and easy to work with

Rick

Business Owner

Equity Factor has been a game changer for our cash flow. The same-day funding allows us to pay suppliers on time and take on new work without stress. Their team is reliable and efficient. I highly recommended them.

Jessica

Account Manager

Working with Equity Factor has allowed us to expand faster than we ever expected. Having immediate access to funds tied up in invoices has opened new opportunities and improved our cash flow dramatically. Their process is straightforward and their service is outstanding. We consider them a true partner in our business success.

Glynn

Accounts

Frequently Asked Questions

Invoice factoring (also known as debt factoring) is a financial service that allows a business to access the funds tied up in its unpaid invoices, rather than waiting for customers to make payment. The business sells its accounts receivable to a third party (known as a Factor), such as Equity Factor, at an agreed discount in exchange for immediate cash.

By using invoice factoring, businesses can improve and stabilise their cash flow, meet ATO obligations on time, bridge gaps caused by slow-paying customers, take advantage of early payment supplier discounts, and support ongoing growth.

Equity Factor is an invoice factoring company that helps SMEs across a wide range of industries improve their cash flow by converting unpaid invoices into immediate working capital. As one of the largest independently owned invoice factoring providers in Australia, Equity Factor has been operating for 20 years, specialising in invoice finance, debtor finance, cash flow finance, and invoice discounting.

No, Equity Factor uses a flexible invoice factoring facility and does not require you to submit all your invoices for funding. You can factor as much or as little as you like and only pay for what you’ve used.

No! Unlike other lines of credit, you do not need to provide property security.

Call 0447 222 138

Address

PO Box 292 Ringwood VIC 3134

Phone

0447 222 138